bank99 AG
- Headquarter: Vienna
- Federal states: Vienna, Lower Austria, Upper Austria, Salzburg, Tyrol, Vorarlberg, Burgenland, Styria, Carinthia
- Industry sectors: Financial & insurance services
- Status: Newly Certified
2020
Founding year
Juli 2024
Certified since
358
Employees
bank99 AG has been operating in the Austrian market since April 2020. As a subsidiary of Österreichische Post AG (90 percent) and Schelhammer Capital Bank AG (10 percent), bank99 offers its customers a unique banking experience characterized by simplicity, proximity, and outstanding value for money.
With around 1,700 branches across Austria, bank99 is always a personal point of contact for its customers and readily accessible. The bank aims to make banking easier than ever before, reflected in all aspects of its services. Simple products and transparent processes are the hallmark of bank99. Whether it’s account opening, payment transactions, consumer loans, investments, savings products, housing finance, or insurance – bank99 offers a wide range of financial solutions for every need.
Digital and Personal – A Perfect Combination
bank99 combines the best of both worlds: digital innovations and personal advice. Customers can handle their banking conveniently from home via digital channels or personally in one of the numerous branches. This duality ensures that bank99 offers the right solution for every life situation – quickly and easily, online or in person.
Attractive Value for Money
Attractive conditions and transparent costs are also a central concern of bank99. In August 2024, the bank secured first place in the price-performance ratio category for its three account models smartkonto99, aktivkonto99, and topkonto99 in a survey by the Austrian Society for Consumer Studies (ÖGVS) among twelve banks in Austria.
Strong Growth and Comprehensive Support
Since its founding, bank99 has undergone impressive development. With the acquisition of ING’s retail business in Austria at the end of 2021, the bank significantly expanded its market presence. Today, over 350 dedicated employees serve more than 290,000 customers nationwide.
The company is led by an experienced executive trio, consisting of Patricia Kasandziev (responsible for digital and stationary sales, growth, products, and treasury), Bernhard Achberger (responsible for risk, finance, and corporate services), and Bernhard Hohenegger (responsible for IT and operations).
Products and services
bank99 offers a comprehensive portfolio of services including accounts, payment transactions and money transfers, consumer credit, investments and savings, housing finance, and insurance.
The Three Account Models of bank99
- smartkonto99: For those who want to conduct their banking cashlessly while still enjoying good service.
- aktivkonto99: For those who like to use good service and cash – combines traditional banking with the latest online products.
- topkonto99: For those who value personal service with the best support in around 1,700 branches nationwide.
The Savings Options of bank99
- flexsparen99: For those who want to look forward to their savings – no minimum deposit and deposits and withdrawals anytime.
- fixsparen99: For those who want their money to grow on its own – attractive fixed interest rates depending on the term.
The Consumer and Home Loans of bank99
- rundumkredit99: For those who have big plans – from a new car to renovation.
- wohnkredit99: For those who want to realize their dream of homeownership.
All products of bank99 can be found at https://bank99.at
