Volkskreditbank AG (VKB)

Tradition and Regional Responsibility

Volkskreditbank AG (VKB), based in Linz, is an independent Austrian regional bank with a long-standing tradition. Ever since its inception in 1873, it has stood for stability, reliability and strong regional roots. The bank sees itself as a trusted partner from private customers to mid-tier enterprises and regards strengthening the regional economic cycle as a central part of its mission. As a regional bank, VKB accompanies economic development and supports investment in the region. Personal advisory services, short decision-making paths and close-knit customer relationships shape its self-understanding and form the basis for long-term client partnerships.

Comprehensive Services for Private Customers

VKB’s range of services includes all traditional banking activities. Private customers can access solutions for accounts and payment services, savings and investments, as well as tailored financing options, particularly in the housing sector. Individual consultation on financial planning and wealth accumulation complements these services and places long-term financial planning at the center. Complementary to this, VKB provides modern digital services that enable simple and secure banking while meaningfully expanding on their personal advisory support.

A Strong Partner for Businesses

In corporate banking, VKB supports companies with investment and working-capital financing, structural matters, as well as growth and transformation processes. One of its particular strengths lies in the area of funding. VKB has extensive expertise in structuring complex financing which incorporates public funding and actively assists their clients in identifying and making optimal use of suitable funding programmes. This know-how enables financing solutions to be structured economically efficiently, helps preserve equity capital and ensures investments are sustainably secured. The objective is to provide solid financing for entrepreneurial projects and to allow for long-term development.

Responsibility and Engagement in the Region

As an independent regional bank, VKB operates within a clearly regulated environment and combines economic expertise with responsibility and transparency. Beyond this, the bank is actively engaged in business, society, sport and culture, thereby contributing to value added and cohesion in the region.

Performance, Growth and Success as Guiding Principles

VKB represents a modern regional bank that combines tradition with innovation. Performance, sustainable growth and economic success form the guiding principles of its activities. The bank does not define success in the short term but as long-term development achieved in close cooperation with its customers and the region.